"Cryptographically relevant quantum computers are farther out than you say."

Possibly. Our 15-qubit point is low on the scaling curve. But HNDL makes T_Q less important than T_now + D.

"Lattice security is younger than RSA's; a classical break could land first."

NIST standardized three primitives (lattice + lattice + hash) and rotation paths. We build for agility, not a single bet.

"Hybrid is complexity; why not wait for pure PQC?"

Hybrid is the conservative choice. Bloat is 1 KB. A break in ML-KEM does not downgrade you to pure RSA.

"My compliance framework does not require this yet."

Frameworks lag by design. If D > 10 years for your data, you are electing to be migrated at sector-average pace.